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Because cars tend to depreciate quickly in the first year, then more slowly as they get older, there is a risk that you will owe more to the finance company than the insurance company pay out if the vehicle is written off or stolen.
With GAP insurance, we will pay the difference, upto a maximum of £5,000, between your insurance company pay-out and the amount you owe to the finance company
Vehicles up to £50,000 invoice price
Cars and Commercial Vehicles upto 3.5cwt
Cover is valid for up to 5 years in line with the finance agreement
Applies to all finance agreements, including Contract Hire and Personal Lease
Cars and Commercial Vehicles upto 6 years old
Vehicle is written off whilst driving illegally or under the influence of drugs or alcohol
The vehicle is not covered by Fully Comprehensive insurance policy
Use of vehicle for Hire or Reward
If the vehicle is unattended and the keys have not been removed, all doors locked and any immobiliser and/or alarm activated.
GAP insurance can be either purchased separately or included in your monthly rental.
